Personal Finance. How Do I Stop Unsolicited Capital One Applications Coming To My Old Address? What Does It Mean When The Bank Preapproves You For A Secured Line Of Credit?
Personal Finance. Of All The Stupid Mailers, This One Worries Me The Most! Capital One Continues To Send 'pre-approved' Applications To Me, But They
Frequently Asked Question :
Personal Finance : How Do I Stop Unsolicited Capital One Applications Coming To My Old Address
Of all the stupid mailers, this one worries me the most! Capital One continues to send 'pre-approved' applications to me, but they go to my old address. Junk mail is one thing, but this is a risk to my credit as far as I'm concerned. Were it not for an honest tenant who gives them to me along with other junk mail that still finds it's way to his door - where I used to live over 2 years ago! - it could otherwise be possible for some crook to sign the app off in my name and risk my credit rating being compromised! Nearly every 6 months - like clocwork, that application is delivered. I live in Canada and am unaware of any government campaign available to opt out of this stupid mailer. And I've even returned the app with 'Not Interested' written in boldface over the whole damn application. Capital One is either too stupid or too stubborn to stop the mailer. Any suggestions? ~~~ Volksfox89 ~~~
Personal Finance : What Does It Mean When The Bank Preapproves You For A Secured Line Of Credit
I went to bank the other day and the teller told me that my husband and I have been preapproved for a secured line of credit. What does this mean exactly? Do we really have the loan? What do they want for security? Thank you so much everyone for the good advise and opinions. ~~~ deedee70 ~~~
Personal Finance : Can The Government Find Out How Much Is In Your Bank Account
If the governmnet calls your bank asks them how much is in your bank accout, will your bank tell them. Or can the government call the bank and find out details about your last bank statement? Will the banks tell them? ~~~ jflsdkjflsad ~~~
Personal Finance : What Is The Best Software That I Can Get For Free To Keep Track Of My BUDGET
I would like to find something like Microsoft Money, but for free. To keep track of my spending, bills, etc, all the household things. Any suggestions? ~~~ Yara K ~~~
Personal Finance : How Bound Am I To Carry Through With A Mortgage Broker If I Decide I Dont Like Working With Them
The broker is currently working to correct mistakes on my credit bureau free of charge as part of her service to get me a mortgage. However, for various reasons, I am not comfortable having her represent me in the search for the mortgage. What kind of etiquette should I follow to break the relationship after she has spent time working on my credit report? ~~~ DB ~~~
Personal Finance : Should I Move My Money From My Savings Account
I am a 22-year-old student beginning my PhD next year. I have recently acquired ~$18,000 that I do not need at the moment. It is sitting in my savings account right now earning % interest. I am not planning on marrying or buying a house for at least another 5 years, but I would like the money to be somewhat available just in case things change. I am more concerned with ensuring that I don't lose money than with it growing significantly. Should I keep it in the savings account or look into mutual funds, stock market, etc? Canada Savings Bonds currently have a lower interest rate than my savings account, so that doesn't make sense to me. Thanks for your input. ~~~ lefakey ~~~
Personal Finance : What Is The Legal Time Limit To Settle An Inheritance In Canada
I'm from Ontario, Canada and my grandfather died about 22 months ago, but the lawyer hasn't fully divided the inheritance among the hiers yet. I was wondering what is the legal limit that he has to settle the inheritance. I'm a little bit frusterated and was hoping for some adivce on what I can do. Thank you very much. :) ~~~ Bob T ~~~
Personal Finance : How Much Percentage Of Salary Should Be Contributed To Superannuation
In Australia, the rate is 9%. What is for Canada? Employment earnings are paid weekly for most job positions here in Australia. But some of them fornightly. I don't know the Canadian way. I might work in Canada in the near future. Thanks a lot. Leanne ~~~ llyy71 ~~~
Personal Finance : How Do I Repay Back A Line Of Credit That Was Established By Consolidating My Student Loans
I have a line of credit of almost $38,000. The interest rate is approximately 7%. Each month the minimum payment is withdrawn from my bank account which only covers the interest. I do not have a lot of disposable income. How do I determine how large of a payment I need to make to realistically start paying off the line of credit? And is there a way to figure out how many years it will take for the debt to be completely gone? ~~~ JENNIFER J ~~~
Personal Finance : What Can I Do To Control Fear Of Financial Insecurity Getting Older
I am 56, have a good job, above average revenues but have this constant fear of not being financially secure when I get older. It does not seem logical but I'm really anxious about this and it seems getting worse over time. ~~~ dashforstars ~~~
Personal Finance : What Is The Least Amount Of Money A Bank Can Loan You
I need to borrow $200 from the bank but I'm not 18 yet, however I have an account but can someione tell me if they would loan me that money. My friend told me it's at least like $1000 no less. ~~~ prettyinpink ~~~
Personal Finance : How Long It Takes To Do A Money Transfer From Canada To Finland
My father living in Montreal, transfered me some money to my bank account in Finland last thursday. How long it'll take to come here, in my bank account? ~~~ gabnella ~~~
Personal Finance : What Is The Houshold Expenditure Of A Family Of 4 In South Ontario
I read that the province average is $68,000 per year average, but I would like to hear about the actual expediture that a medium class family of four (Mom, Dad and two small children) have in south of Ontario, not considering payment of rent or payment of income taxes, just normal utilities, groceries, healthcare, clothing, amenities, gas, etc., etc. Can you help me? ~~~ tobak ~~~
Personal Finance : How To Save Money In The Household
I'm looking for ways to save money on household items. From the everyday purchases, to larger ones. Or ways to save on everyday expenses. How do you or your family members practice living frugally??? ~~~ eriamax ~~~
Personal Finance : How Much Money Do You Need To Be Wealthy In Canada
I have tried to find some kind of amount considered wealthy in Canada ,anybody know? ~~~ wecair2 ~~~
Personal Finance : What Percentage Should We Be Saving For Expenses And Savings
Based on a $30,000 combined monthly income of two, how do I know if we are doing the right percentages for monthly expenses and savings for a home? ~~~ RM ~~~
Personal Finance : What Is The Biggest Obstacle To Saving Money
Why do Americans (and Canadians too) save little money? Is it because of a difference in material want? (in comparison to other countries) What do you think governments can do to encourage more savings? Do you think people should save more? ~~~ takuwan_199 ~~~
Personal Finance : What Are The Best Budgeting And Spending Tips For Saving The Most Amount Of Money
I have been trying to save up for a new car for 2 years now, but it seems as though my money just spends itself. Although I know this is not true and it is my fault. I would like a couple tips on the best ways to limit my spending habits. ~~~ Josh eipip ~~~
Personal Finance : What Is The Best Bank To Open A Checking Account
I am an international student. Are there any banks with free checking? No monthly fees? STudent checking? Thanks in advance! ~~~ linguist ~~~
Personal Finance : How Low A Monthly Income Could You Tolerate
If you really had to, what minimum of monthly income would you need to survive? ~~~ screaming monk ~~~
Copyright 2008 z268.com, All rights reserved.
